Team Aguilar’s commercial lending division is run and operated by Carlos Aguilar, Carlos and his team have direct access to some of the most aggressive loan programs available. Through the 30 + years that Carlos has been in commercial lending he has been able to build relationships that have given him access to some of the most aggressive lending sources in the country. Has direct access to the most aggressive commercial real estate loan lending sources in the country.
Carlos and his Team at Team Aguilar are able to offer loan programs for all types of commercial real estate. Some of the types of commercial loans the he has available are, office, industrial, mini-storage, retail and hotels, not to mention a number of different types of property’s. There are many benefit’s dealing directly with Carlos and his team, one being the direct access they have to all of these products. In addition to having all of these programs at his finger tips, Carlos’s experience and knowledge allows him to structure the deals in such a manner that many other less experienced commercial brokers are unable to do. If you would like to discuss any commercial lending questions you may have, please call Jerry today. He can be reached at the phone numbers below and would be happy to talk to you.
Available Commercial Loan Programs
- Commercial Lines of Credit
- Hotel Loans
- Apartment Loans
- Commercial Loans in Mexico
- Mobile Home Park Loans
- Shopping Center Loans
- Office Building Loans
- Office Condo Commercial Financing
- Construction Loans
- Self Storage Loans
Commercial and Real Estate Acronyms
Below is a list of all real estate and commercial acronyms sorted in alphabetical order:
| AIREA | American Institute of Real Estate Appraisers |
| ALTA | American Land Title Association |
| ANSI | American National Standards Institute |
| AOR | Association of Realtors |
| ARES | American Real Estate Society |
| ASA | American Society of Appraisers |
| ASHI | American Society of Home Inspectors |
| BD | Book Depreciation |
| BFP | Bona Fide Purchaser |
| BRR | Book Rate of Return |
| CAM | Common Area Maintenance (charges related to commercial leases) |
| CC | Civil Code |
| CGT | Capital Gains Tax |
| CH/BW | Chain Link/Barbed Wire |
| CO | Certificate of Occupancy |
| COE | Cost of Equity |
| CUV | Current Use Value |
| DD214 | Used to discharge service members in the 1950s |
| DIM | Deferred-Interest Mortgage |
| DRC | Depreciated Replacement Cost |
| DS | Due on Sale (clause) |
| EAL | Exclusive Agency Listing |
| ERV | Estimated Rental Value |
| FDR | Formal Dining Room |
| FMV | Fair Market Value |
| FP | Fireplace |
| FPM | Flexible-Payment Mortgage |
| FRM | Fixed-Rate Mortgage |
| FRV | Full Rental Value |
| FSBO | For Sale By Owner |
| GPM | Graduated Payment Mortgage |
| GRM | Gross Rent Multiplier |
| HDW | Hardwood Floors |
| HECM | Home Equity Conversion Mortgage |
| HEL | Home Equity Loan |
| HOA | Home Owners’ Association |
| HWF | Hardwood Floors |
| HVAC | Heating, Ventilation, and Air Conditioning |
| LIBOR | London Interbank Offered Rate |
| LTV | Loan To Value (Ratio) |
| LUI | Land Use Intensity |
| MBA | Mortgage Bankers Association of America |
| MBB | Mortgage-Backed Bond |
| MBO | Mortgage-Backed Obligation |
| MBS | Mortgage-Backed Security |
| MGIC | Mortgage Guaranty Insurance Corporation |
| MLS | Multiple Listing Service |
| MMI | Mutual Morgage Insurance |
| MPC | Master Planned Community |
| MRA | Master Residential Appraiser |
| MSA | Master Senior Appraiser |
| NHBC | National House Building Council |
| NIA | Net Internal Area |
| NIM | Net Income Multiplier |
| NLA | Net Leasable Area |
| NNN | Triple Net (Lease) |
| NOI | Net Operating Income |
| NPV | Net Present Value |
| NRV | Net Realizable Value |
| OBO | Or Best Offer |
| OER | Operating Expense Ratio |
| OIRO | Offers In the Region Of… |
| PCD | Planned Commercial Development |
| PEPS | Political, Economic, Physical, Social (forces that drive value) |
| PHA | Public Housing Administration |
| PID | Planned Industrial Development |
| PITI | Principal, Interest, Taxes, and Insurance |
| PMDT | Purchase Money Deed of Trust |
| PMI | Private Mortgage Insurance |
| PO | Principal Only |
| PSF | Per Square Foot |
| PV | Present Value |
| PW | Present Worth |
| RAW | Reverse Annuity Mortgage |
| REA | Reciprocal Easement Agreement |
| REIT | Real Estate Investment Trust |
| REC | Real Estate Commission |
| REO | Real Estate Owned |
| ROM | Roll-Over Mortgage |
| SAM | Shared-Appreciation Mortgage |
| SEM | Shared-Equity Mortgage |
| SFD | Single Family Detached |
| TPL | Third Party Liability |
| TI | Tenant Improvement |
| TIC | Tenants In Common |
| TIP | Treasury Investment Program |
| TRA | Tax Reform Act |
| VA | Veterans Administration (Loan) |
| VAP | Variable Payment (Mortgage) |
| VAT | Value Added Tax |
| VPM | Variable-Payment Mortgage |
| VRE | Virtual Real Estate |
| VRM | Variable-Rate Mortgage |
