Commercial Loan Programs

Team Aguilar’s commercial lending division is run and operated by Carlos Aguilar, Carlos and his team have direct access to some of the most aggressive loan programs available. Through the 30 + years that Carlos has been in commercial lending he has been able to build relationships that have given him access to some of the most aggressive lending sources in the country. Has direct access to the most aggressive commercial real estate loan lending sources in the country.

Carlos and his Team at Team Aguilar are able to offer loan programs for all types of commercial real estate. Some of the types of commercial loans the he has available are, office, industrial, mini-storage, retail and hotels, not to mention a number of different types of property’s. There are many benefit’s dealing directly with Carlos and his team, one being the direct access they have to all of these products. In addition to having all of these programs at his finger tips, Carlos’s experience and knowledge allows him to structure the deals in such a manner that many other less experienced commercial brokers are unable to do. If you would like to discuss any commercial lending questions you may have, please call Jerry today. He can be reached at the phone numbers below and would be happy to talk to you.

Available Commercial Loan Programs

Commercial and Real Estate Acronyms 

Below is a list of all real estate and commercial acronyms sorted in alphabetical order:

AIREAAmerican Institute of Real Estate Appraisers
ALTAAmerican Land Title Association
ANSIAmerican National Standards Institute
AORAssociation of Realtors
ARESAmerican Real Estate Society
ASAAmerican Society of Appraisers
ASHIAmerican Society of Home Inspectors
BDBook Depreciation
BFPBona Fide Purchaser
BRRBook Rate of Return
CAMCommon Area Maintenance (charges related to commercial leases)
CCCivil Code
CGTCapital Gains Tax
CH/BWChain Link/Barbed Wire
COCertificate of Occupancy
COECost of Equity
CUVCurrent Use Value
DD214Used to discharge service members in the 1950s
DIMDeferred-Interest Mortgage
DRCDepreciated Replacement Cost
DSDue on Sale (clause)
EALExclusive Agency Listing
ERVEstimated Rental Value
FDRFormal Dining Room
FMVFair Market Value
FPMFlexible-Payment Mortgage
FRMFixed-Rate Mortgage
FRVFull Rental Value
FSBOFor Sale By Owner
GPMGraduated Payment Mortgage
GRMGross Rent Multiplier
HDWHardwood Floors
HECMHome Equity Conversion Mortgage
HELHome Equity Loan
HOAHome Owners’ Association
HWFHardwood Floors
HVACHeating, Ventilation, and Air Conditioning
LIBORLondon Interbank Offered Rate
LTVLoan To Value (Ratio)
LUILand Use Intensity
MBAMortgage Bankers Association of America
MBBMortgage-Backed Bond
MBOMortgage-Backed Obligation
MBSMortgage-Backed Security
MGICMortgage Guaranty Insurance Corporation
MLSMultiple Listing Service
MMIMutual Morgage Insurance
MPCMaster Planned Community
MRAMaster Residential Appraiser
MSAMaster Senior Appraiser
NHBCNational House Building Council
NIANet Internal Area
NIMNet Income Multiplier
NLANet Leasable Area
NNNTriple Net (Lease)
NOINet Operating Income
NPVNet Present Value
NRVNet Realizable Value
OBOOr Best Offer
OEROperating Expense Ratio
OIROOffers In the Region Of…
PCDPlanned Commercial Development
PEPSPolitical, Economic, Physical, Social (forces that drive value)
PHAPublic Housing Administration
PIDPlanned Industrial Development
PITIPrincipal, Interest, Taxes, and Insurance
PMDTPurchase Money Deed of Trust
PMIPrivate Mortgage Insurance
POPrincipal Only
PSFPer Square Foot
PVPresent Value
PWPresent Worth
RAWReverse Annuity Mortgage
REAReciprocal Easement Agreement
REITReal Estate Investment Trust
RECReal Estate Commission
REOReal Estate Owned
ROMRoll-Over Mortgage
SAMShared-Appreciation Mortgage
SEMShared-Equity Mortgage
SFDSingle Family Detached
TPLThird Party Liability
TITenant Improvement
TICTenants In Common
TIPTreasury Investment Program
TRATax Reform Act
VAVeterans Administration (Loan)
VAPVariable Payment (Mortgage)
VATValue Added Tax
VPMVariable-Payment Mortgage
VREVirtual Real Estate
VRMVariable-Rate Mortgage
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